Understanding how to pay for dental care doesn’t have to be stressful. At Bonita Grande Dental, Dr. Michael Gostigian and our helpful team help patients make informed decisions by breaking down insurance, financing, and payment options in a clear, approachable manner. Whether you have traditional insurance or need flexible financing, knowing your choices can take some ot the stress out of dental care.
How Dental Insurance Works
Most dental insurance plans are designed to support preventive care. Cleanings, exams, and x-rays are typically covered at a high percentage, while restorative treatments like fillings, crowns, or bridges usually require a copay. Each plan includes three key components:
- Premium – your monthly cost to maintain coverage
- Deductible – what you must pay before benefits apply
- Annual maximum – the total amount your plan will contribute each year
Once your maximum is reached, additional care becomes out-of-pocket. This is why it’s important to plan treatment strategically across coverage years.
No Insurance? You Still Have Options
If you don’t have dental insurance, Bonita Grande Dental can still help. We proudly offer flexible payment alternatives, including third-party financing options like CareCredit, to help patients break treatment into manageable monthly payments with little or no interest. Many patients also appreciate transparent pricing, customized treatment plans, and the ability to phase larger procedures over time to fit their budget.
Remember, there are many ways to make dental care accessible without delaying important treatment.
Make the Most of Your Benefits
Before beginning any treatment, the Bonita Grande Dental team will review your coverage, estimate your out-of-pocket costs, and help you understand how to get the most value from your plan. You’ll always know your options upfront, with no surprises!
Affordable, Patient-Centered Dental Care in Bonita Springs, FL
If you’re in Bonita Springs and want to learn more about dental insurance, payment options, or planning your care with confidence, contact Dr. Michael Gostigian and the friendly Bonita Grande Dental team to schedule a consultation.